You don’t have to be a securities analyst or a day-trader and follow the market daily to grow your personal, family, or retirement savings.  Many people do this by allowing a fund manager, a market professional, to run the mutual funds within their 401(k) or IRA accounts.  What people don’t often see is the 4.5 to 6 percent in fees that professional management costs them each year.  They also don’t consider that they ride the market both up and DOWN, slowing their growth or even stealing their wealth when bubbles pop as in 2000 and 2008.  There are safer ways to grow your savings, and I’ll be happy to help you understand them.

Contact me and we’ll begin that conversation:  PH: 209-651-0809 or


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