xls: MS Ch4-5 Multi-Income Workbook

Description

Can’t do a budget because your cash flow is inconsistent due to a variable work schedule or reliance on tips?  

Kassie, one of my students from way back when once told me due to her tip-based and variable cash flow, a budget would be useless.  I wrote a solution for her over a weekend and delivered it in class the next Monday.  That strategy ended up as chapters 4 and 5 in MoneySmart Solutions… It’s offered here as a workbook where the math is calculated automatically for each month and annually.

Whether you rely on tips, bonuses, commissions, or variable cash flow from several sources, you can track it, work from the averages, generate a wealth-building emergency fund, and drastically improve your financial health.  If you can SEE IT, you can manage it.  “Having more money to manage is simple a matter of managing well the money you have!”

If keeping records is this simple, tax returns are much less of a headache!

Deeply discounted at 60% off for those currently enrolled in MoneySmart Ch4-5 Tour (when available).  See your course review section when membership is active for links to the discounted special access to these files.

NOTE:  The files are presented without warranty or guarantee that its design, programming, and intended function will survive when translated over various platforms. Some design elements such as macros may require additional set-up and some elements may not survive across platform formats at all (such as “sort” buttons). These were created to give the end-user a “head start” on useful tools that they don’t have to envision, design, and assemble before they can be used.  The nature of digital files prohibits control over such intellectual property, therefore, since the benefit and value cannot be returned to the producer once access is granted, all sales are final.   Download limit: 3; link active: 1 day.