MoneySmart Personal Finance Solutions, 2nd Edition
What you should have been taught about money in High School! Each chapter is paired with tools and instructions to help you change your relationship to money forever. People who have money have planned to have money, so, learn how to make those plans.
MoneySmart helps you easily monitor income and expenses so you can create your own extra. The tools in the book help you focus your stored work energy on the goals that are important to you. Once you learn the basics, MoneySmart tools organize your finances to the point where a little 5th-grade math makes it add, subtract... simple! Problems solved!
If you have an income, you can learn to be efficient and accumulate your own savings. Savings is wealth, or more than you need to live today. Expand your savings, college fund, retirement, improve your lifestyle; reduce your debts... Money is stored work energy and energy is power. So, empower yourself for about the cost of a nice lunch!
(retail $24.95 USD) ISBN-13: 978-1548077693
Unlock your financial future!
Take a "Look Inside" at Amazon.com...
Four New Chapters!
Four topics that address the biggest problems facing consumers and investors today have been added in the Second Edition in addition to fine tuning the already life-changing content of the original MoneySmart Workbook. Super-charge the pursuit of your financial success!
Chapter 7 - Where to Find More Money
One of the major problems faced by every family and individual today is having too many financial responsibilities and/or goals and not enough financial energy to power them all! This chapter provides tools and ideas to uncover financial resources you may not realize you have! In addition, you might also consider the MoneySmart Personal Finance Course Guide to Wealth.
Chapter 8 - How to Reduce Your Debt Load
Covering unexpected expenses and the allure of "easy money" can lead the unsuspecting consumer into a very deep debt pit. There are several tried and true strategies to evaluate and organize your outstanding debts so that you can pay them off quicker and pay less in total negative interest! You might also consider MoneySmart Chapter 8 Walk-through video course!
Chapter 9 - How & Why to Manage Your Credit Score
Credit scores have been around for many years, but many people don't realize that they are used for more than just loan applications. Employers are using credit scores to gauge integrity, character, and responsibility in the hiring process. Even your car insurance rates can be lower if your financial credit is higher! When you do need to borrow to make a large purchase like a home or a car, higher credit ratings result in lower interest rates and over time, that's "money in your pocket!" In addition, you might also consider the MoneySmart Personal Finance Course Build Your Credit.
Chapter 11 - The Nature of Money
Most people would tell you they understand money if you asked them. Most people are both broke and in debt when you compare all their assets to their liabilities! What is used today throughout the world in trade is actually "currency" not "money". There's a major functional difference which, if not understood, can result in financial ruin.
The Old Favorites...
The cornerstone chapters from MoneySmart v1 are still there, though they may have been assigned a new chapter number! Learn your own financial skills and empower your financial future without buying packages and promises for hundreds of dollars or paying a professional accountant or attorney thousands of dollars to do it for you! Learn your own skills, empower your own future...
Ch1 - Monthly Cash Flow
Ch2 - Monthly Budget
Ch3 - Financial Goals
Ch4 - Multiple Incomes
Ch5 - Annual Log
Ch6 - Savings Allocation
Ch7 - Where to Find More Money
Ch8 - How to Reduce Your Debt
Ch9 - Manage Your Credit Score
Ch10 - Pie Charts
Ch11 - The Nature of Money
Ch12 - Investment Position
Ch13 - Conclusions
MoneySmart Walk-through Series:
(Under Construction; 4 of 9 chapters complete)
The chapter walk-throughs can be taken a la carte (only as needed), or purchased as a group at a discount. Consider this video series presented by the author as a supplement to the MoneySmart book where additional clarification or help is needed beyond the written chapter guide and instructions. The chapter walk-through also serves well to target and solve one specific money management issue.
MoneySmart 9-Chapter Package
Walk-through Chapters discounted as a group purchase
PENDING - available as all 9 Guides are available.
MoneySmart Personal Finance Solutions
Chapter by Chapter
Introduction with Ch: 1 & 10 offered as one course
all other chapter topics offered individually
Unlock your financial future!
Take a "Look Inside" the book on Amazon.com.