Guilt-Free Spending (part 2)

Part II When you keep a budget, you should know where your money is, where it went, what it’s being used for, and how much you have reserved for your personal use.  The reason that many people don’t have money is that they don’t plan to have money.  Really, that’s not a flippant statement.  People… Continue reading Guilt-Free Spending (part 2)

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David is a creative soul who pursued art, music, and photography since his youth. A former public school teacher at the high school level, David has lead instruction for groups both large and small. With three books to his publishing credit and several presentation programs, David continues teaching others the skill sets that have brought him success.