The End of the Fed Dollar is in Sight.

Relics of History: Fiat currency backed by nothing and tokens in scrap metal.

Cash disbursal and debt forgiveness have come to the table in many conversations from those “leading” in government and those watching closely their decisions, discussions, and actions. I’m never a proponent of “taking the easy road” when the easy road is “the wrong thing to do”, but our leadership has been doing the worst thing…… Continue reading The End of the Fed Dollar is in Sight.

Guilt-Free Spending (part 2)

Part II When you keep a budget, you should know where your money is, where it went, what it’s being used for, and how much you have reserved for your personal use.  The reason that many people don’t have money is that they don’t plan to have money.  Really, that’s not a flippant statement.  People…… Continue reading Guilt-Free Spending (part 2)

The Game You Write Your Own Rules For…

Empowered to do what you’d like to do and to be who you’d like to be.  All too often these days people, organizations, and ‘authorities’ are making all too many decisions ‘for your own good’.  If you’d like to retain or recover more of the ability to make your decisions based on your own values,…… Continue reading The Game You Write Your Own Rules For…

The Worst Debt Reduction Advice…

"What, no cash? Here, borrow mine!"

As I was researching some ideas for debt reduction I came across this article published on the AARP site.  As I read through the suggestions I couldn’t believe some of the ideas that the author was recommending as a ‘good’ overall financial strategy to reduce debt. My comments and analysis follow the tenets of the…… Continue reading The Worst Debt Reduction Advice…

Oh, Not So, Mr. Ramsey!

I agree with many things that Dave Ramsey says, this is one of those rare, yet glaring exceptions. On a Facebook Meme this morning, Dave Ramsey issued, “Debt is dumb.  Cash is king.”  Without further explanation, I must take an exception to this blanket statement.    “Debt is dumb.” If you’re both broke and in-debt…… Continue reading Oh, Not So, Mr. Ramsey!

USAA and Fox’s Sean Hannity

USAA recently pulled its advertising from the Sean Hannity show on FOX’s news network due to the political content and thousands of clients are dropping their accounts! While it’s a good thing to recognize market extortion when you see it, and even more impressive to take a stand and react to it actively, many people…… Continue reading USAA and Fox’s Sean Hannity

Simple, But Easy?

Set your sights on the far horizon, you're going places!

I can relate to hesitation about a belief in financial success. When I was younger I chose two careers that interested me greatly, but didn’t pay particularly well; music and photography. I enjoyed them both, and I was good enough at each to scratch a living from them, but financial success or excess was not…… Continue reading Simple, But Easy?