Services

Financial Security strategies offer tax-free cash flow options and high liquidity, without the restrictions and penalties of 401(k) or IRA-type retirement programs.  Come see how true financial freedom feels!

Lifetime Income offers insulation from market volatility, the option of up-front bonuses that earn returns, and the ability to guarantee income that cannot be outlived.  401(k) Rollover & IRA Transfers available.

FREE Email Education Series

401(k) Tax-deferral and employer match are like cheese on the mouse trap.

If you're really after more information and a degree of education, you might consider the FREE email education series that I offer in addition to a FREE website registration to davidpandone.com where you can continue reading my blog, combing through the rss news feeds under publications, and learning from selected videos.  Click this [Email Opt-in] link or the button below to get the educational emails on 401(k), IRA, and other wealth-building strategies headed your way over the coming days.

Email Opt-in

Tax-deferral and even employer fund matching prove to be cheese on the mouse trap.  Consider this: Why is 401(k) and IRA program participation so heavily promoted?  Are there options available that prove more effective with less risk and restrictions?  Why aren't you told about the accounts that the wealthy have access to?

Those are the questions that I'll answer over the course of the FREE email series.  It's the best place to find more information about these strategies short of having a conversation with me over a cup of coffee!

You'll learn more about how 401(k) and IRA accounts really work, the headwinds that you face now that Wall Street has changed so drastically, and more details about the strategies that I offer.  Don't miss the Headwinds video below on this page!  Links to videos and related articles are included in the series; unsubscribe at any time.  You'll even have the option to schedule a phone call with me to answer your questions.

Services Overview

For those that are financially prepared for my professional help, I can offer strategies that provide significant tax and wealth building advantages.  From rolling over your 401(K) or transferring your IRA to options that insulate you from Wall Street insecurity, or options that increase the liquidity of your wealth and grant you access to rare tax advantages, I can help you understand and implement a plan that protects your personal, family, and retirement wealth.

MoneySmart, 2nd Edition

For those that may need to brush up on their money management skills, I have authored the MoneySmart Personal Finance Solutions book.  Whether you are working with a modest or abundant cash flow, you can easily learn the simple skills needed to accumulate significant amounts of wealth as efficiently as possible!

Whatever your current cash flow or income situation, even the best options available can be tailored to meet your current needs. My job as a strategist is to educate you on the options and features then help you organize a plan that fits your needs.  Shall we start that conversation?

Both the Financial Security and Lifetime Income strategies offer increased safety from Wall Street draw-down-devaluation of your account balances.

Financial Security strategies offer tax-free cash flow options and high liquidity, without the restrictions and penalties of 401(k) or IRA-type retirement programs.  Come see how true financial freedom feels!

Lifetime Income offers insulation from market volatility, the option of up-front bonuses that earn returns, and the ability to guarantee income that cannot be outlived.  401(k) Rollover & IRA Transfers available.

Financial Security

I help wealth-focused clients understand and implement the often obscure advantages offered by guaranteed insurance contracts.  Market risk avoidance, tax-free cash flows, lifetime income, increased liquidity, high-leverage, double-dipping returns, are all possible if you know how to access the benefits embedded in the tax code.

Lifetime Income

Cash flow that is guaranteed to last as long as you do is a rare financial assurance, but can be guaranteed by an indexed annuity contract.  Market risk avoidance, annual rate resets, up-front account bonuses, and expanded liquidity, and increased benefits that offer peace of mind are reasons to take a serious look at this type of financial vehicle.

MoneySmart

My MoneySmart publications help you learn money management skills that efficiently focus your financial power.  Eliminate debt, reach financial goals, and build personal wealth... it's already organized, just fill in the blanks and add!

For the cost of a nice lunch you can change your relationship to money forever!

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