About David

My name is David Pandone

...and I've been teaching people about things I know and love since I was still a student in high school myself.  I started teaching at 16 with drum students who were just getting started and were much younger than I.

Teaching skills are my unique advantage.

David Pandone photo
David Pandone, Author, Teacher, Financial Services Agent

The reasons that people are not using the best financial strategies available to them are that:

      1. public education isn't focused on financial literacy
      2. the best strategies can be complex, difficult to understand
      3. few in financial services have teaching skills to help others understand

I have taught students about music, photography, computers, business, and now that I have left the public education system, I'm teaching professionals, entrepreneurs, and families about personal finance and the programs available in the tax code with which the average person never comes into contact.

Each of those topics I have taught is complex and can be difficult to understand, and I was highly effective at helping my students understand them.  Now I teach professional individuals and families how to grow their wealth, protect it from undue taxes, and safeguard it from market crashes!

Ready to find out more?

So that I can serve you better, tell me a little about your general circumstances. I can put you on track to helpful information or set up a free 30-minute phone consultation to fine tune your profile and discuss the possibilities!

Here is what I think about wealth:

First, money is your stored work energy.  When you are paid for work you have done, you have power to go trade your currency for something of value, like lunch!  When you have good financial habits, you learn that spending everything you earn can leave you without money you may need when the unexpected arises.  Wealth is a personal matter of scale and can start as small as "lunch money for tomorrow", because you don't need it to survive today.

Second, If you choose not to spend all that you earn, you end up with a surplus, or extra money that you didn't need to spend providing your living, or survival: a safe warm home, food in the fridge, and clean clear water to drink.  When you have extra, or an abundance, this is wealth or "more than you need".  Having more than you need simply improves your quality of life which you might come to enjoy and want.  Needs and wants; while each list is important, they are not the same.

Third, your wealth can change your world.  Money you didn't need to spend on survival or want to spend on your lifestyle is wealth, or an abundance.  While some people in our current culture criticize those who accumulate wealth, your wealth can enable you to help people who cannot help themselves.  The goals and projects that you choose to power with your own wealth are unique to you and those choices help to shape the person that you are!  Your stored work energy, your wealth, enables you to impact the world around you.  Don't underestimate your ability to impact your world with your wealth; your abundance!

Once you have a wealth of money, you'll likely also have an abundance of time and significant skills.  Who will you choose to help or teach when your daily needs for survival are not your primary concern?

What people don't know about money will keep them broke.

Savid Keawtavee at freedigitalphotos.net

Many people know less than they should about personal money management and the best strategies to grow their savings because no one has taught them.  Finances are a topic which should be taught in school to every student but it isn't part of the core curriculum.  In our culture, we also tend to avoid discussions of our own earnings and our personal financial activity.  These are the activities, our financial habits, that determine our financial success and we tend to avoid discussing them in polite company.

Most people don't have dedicated advisors to help them find the opportunities.  It's common to think such help is expensive and depending upon the advisor and services needed, it can be expensive.  It's important before we journey together any further that you understand, my clients don't pay me for my financial services.  You can read more about how that works HERE.

Ready to find out more?

So that I can serve you better, tell me a little about your general circumstances. I can put you on track to helpful information or set up a free 30-minute phone consultation to fine tune your profile and discuss the possibilities!

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